HDFC Bank Ltd one of the leading bank promoted in the year 1994 The Bank commenced operations as a Scheduled Commercial Bank in January 1995. Today the Bank has a nationwide network of over 2000 branches and 5624 ATMs spread over 996 towns and cities across India. HDFC Bank Ltd. need Relationship Manager - Business Banking.
Qualification for Relationship Manager - Business Banking.:
Any Graduate with MBA/PGDM - Finance, Marketing, CA
Experience for Relationship Manager - Business Banking.: 1 to 6 yrs.
Job Profile for Relationship Manager - Business Banking.:
- Managing a portfolio of between 20-35 BBG credit relationships. The number of relationships managed depends on the geography covered and branches mapped to the RM.
- Addition of 1 new credit relationships per month
- When the portfolio size reaches 40 credit relationships, the portfolio is split into 2 and an RM/SM is added to takeover part of the relationships.
- The HNW relationship management of the BBG relationship includes,
- Growth of the CASA balances of the group
- Day-to-day servicing of all the group accounts at the branch
- Regular Branch interaction for lead generation for BBG and updates on the leads.
- Updating LTS and conversion of leads generated by the branches
- Cam Preparation & query resolution
- Customer negotiation on rates and other issues relating to charges.
- Daily servicing of customer Issuance of Cheque books, DDs, cash deposition / withdrawal issues, solvency certificates, RTGS, trade & fx transaction, etc.
- Stressed accounts / Exit account management, follow-up and regularization of TODs
- Cross sell of various asset products, other liability accounts, TPP products to the existing Relationships and its group accounts raised as HNW.
- Should have completed Minimum one year in the current Job.
- MBA in Finance or Marketing / Chartered Accountants with relevant experience between 1 to 5 years
- Very good communication skills and relationship management skills
- The candidate should be confident, aggressive and have a flair for sales
- Through knowledge of financials is required
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